PUM!

Voluntary benefits for your team, included in your plan.Insurance for you and your family.

Your employees buy coverage for themselves and their families through their PUM! account, with guidance from PAC DLMR, our broker.Buy coverage from your PUM! account with expert guidance. Auto, home and your retirement plan, charged to your card.

Included in your Plan EsencialAt no additional cost to the companyYour employees enroll directly

Tu Retiro Seguro · Seguros Argos

Your team saves for retirement, and gets a gift on top.Your retirement, in your hands starting today.

A retirement plan with life coverage that each employee can enroll in from $500 pesos a month, charged to their card. No additional cost or paperwork for the company.A retirement plan that combines savings with life coverage. From $500 pesos a month, charged automatically to your card.

A product by
Your fund growsReturns tied to 28-day CETES (Mexican T-bills).
Life coverage$100,000 to $1 million pesos, plus $50,000 for immediate expenses.
FlexibleIncrease, lower or pause contributions for up to 12 months.
No medical examJust a short health questionnaire.
No feesNo setup or administration fees.
Charged to your cardAutomatic, from $500 pesos a month.
CalculatorPlay with the numbers
How much could you save for retirement?
$
years old
At 65 you would have saved $1,457,900 Your money grows ×3.5 in 35 years
What you put in$420,000
What compound interest earns you+$1,037,900
Up to$3,600a year, back on your tax return
That's $126,000 as a gift over 35 years, on top of your savings. Tax-deductible · Art. 151 LISR
I want my retirement plan Illustrative estimate using the 28-day CETES rate (6.25% annual, Oct 13, 2026 auction), compounded monthly, before fees; returns are not guaranteed. The tax gift assumes a 30% income tax rate and depends on your deduction limit; withdrawals before age 65 are subject to 20% income tax withholding. The formal quote is issued by Seguros Argos.

Auto and home

What your employees care about most, protected.What you care about most, protected.

We shop several carriers and you choose the option that fits you best, with guidance at every step.

Pay by card
AutoChubbQuálitasANA Segurosand more Your car, with the coverage and price you choose, no hassle.
  • Compare several carriers instantly.
  • Pay by card, in full or monthly.
  • PAC DLMR supports you with every claim.
Get an auto quote
Pay by card
HomeChubbPre-negotiated packages Your home, owned or rented, and everything in it.
  • 3 ready-made packages, from $518 pesos a year.
  • Fire, natural hazards and personal liability.
  • Home assistance in every package.
See packages
We get quotes from

How to buy

Your team signs up in three steps.Sign up in three steps, right from your phone.

  1. 1Choose and get a quoteThrough your PUM! account or on WhatsApp, with an advisor who walks you through each option.
  2. 2Enroll onlineReview your proposal and sign electronically, no paperwork.
  3. 3Pay and you're doneBy credit or debit card. Your policy is always visible in PUM!.

Want to offer this to your team?Which one interests you?

It's included in your Plan Esencial at no additional cost to the company. Tell us about your company and we'll get in touch.Message us and an advisor will help you choose. If your company already has PUM!, you'll also find it in your account.

Message us on WhatsApp
What are you interested in?
To get a faster quote optional
Best way to reach me

We only need your name and an email or WhatsApp number. Everything else is optional and helps us send you a more accurate quote.